Preparing for Extreme Weather: How to Protect Your Items in Self-Storage

Preparing for Extreme Weather: How to Protect Your Items in Self-Storage

​Extreme weather events—floods, heatwaves, storms, or freezes—are becoming more common. If you use self-storage, there’s a real risk your items could be damaged by weather more than by theft or simple wear-and-tear.

This guide will help you prepare your stored belongings for severe weather, choose units and insurance wisely, and reduce the chance of losses.

1. Know What Weather Events Are Relevant Locally

  • Research if your area is flood-prone, especially near rivers or coastal areas.
  • Be aware of seasonal risks—heat in summer, freezing in winter, damp and mould in humid months.
  • Ask your facility manager if the site has ever experienced flooding or storm damage.

2. Pick a Storage Unit Built for Weather Protection

  • Elevation matters: choose units above ground level, not basements, to reduce flood risk.
  • Look at building construction—solid roofing, sealed windows, and weather-proof doors.
  • Assess the drainage around the site: are there gutters, proper grading, or flood defences.
  • For heatwaves and cold snaps, check if the facility offers climate-controlled units.

3. Pack Smartly to Resist Damage

  • Use moisture absorbers like silica gel or desiccant packs.
  • Cover furniture, fabrics, or artwork in breathable materials—avoid plastic wraps that trap condensation.
  • Raise items off the floor on pallets or shelving to reduce flood risk.
  • Store electronics and valuables in sealed, elevated containers.

4. Maintain and Monitor Regularly

  • Visit your unit after heavy rain, storms, or temperature shifts to check for damage.
  • Install humidity or temperature sensors if storing sensitive items.
  • Keep track of local forecasts so you can act before an incoming storm or heatwave.

5. Insurance: Don’t Overlook the Details

  • Make sure your policy covers weather-related risks like flood, storm, or water ingress.
  • Check for exclusions—some policies won’t cover poorly maintained facilities.
  • Ensure your sum insured covers full replacement costs.
  • Back up your inventory with digital photos and receipts to speed up claims.

Conclusion

Weather risks are real, but with preparation, you can protect your belongings and your peace of mind. By choosing the right unit, packing smart, monitoring regularly, and securing strong insurance cover from Store Insure, your items will stand a much better chance against nature’s unexpected hits.

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Patrick Pellens

Author: Patrick Pellens

I started in the insurance industry in 2003 specialising in Personal Insurances such as Motor Bike, Car and Home Insurance.